{"id":4704,"date":"2025-04-10T18:30:29","date_gmt":"2025-04-10T18:30:29","guid":{"rendered":"https:\/\/growingtogetherwestchester.org\/planes-monetarios-para-padres-primerizos\/"},"modified":"2026-04-30T18:12:53","modified_gmt":"2026-04-30T18:12:53","slug":"planes-monetarios-para-padres-primerizos","status":"publish","type":"post","link":"https:\/\/growingtogetherwestchester.org\/es\/planes-monetarios-para-padres-primerizos\/","title":{"rendered":"Planes monetarios para padres primerizos"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"452\" src=\"https:\/\/growingtogetherwestchester.org\/wp-content\/uploads\/2025\/04\/image-5.png\" alt=\"\" class=\"wp-image-1659\" style=\"width:604px;height:auto\" srcset=\"https:\/\/growingtogetherwestchester.org\/wp-content\/uploads\/2025\/04\/image-5.png 800w, https:\/\/growingtogetherwestchester.org\/wp-content\/uploads\/2025\/04\/image-5-300x170.png 300w, https:\/\/growingtogetherwestchester.org\/wp-content\/uploads\/2025\/04\/image-5-768x434.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n<p>Ser padre lo cambia todo, \u00a1incluido tu dinero! Aprendamos a ver tus planes monetarios ahora que tienes un peque\u00f1o. <\/p>\n\n<h2 class=\"wp-block-heading\">Tu dinero necesita un nuevo plan  <\/h2>\n\n<p>Cuando un beb\u00e9 se une a tu familia, tu dinero tiene que funcionar de forma diferente. La Dra. Emily Parker, de Finanzas Familiares, dice: \u00abLos nuevos padres a menudo tienen que cambiar su forma de gastar y ahorrar dinero\u00bb. (Parker, 2023) <\/p>\n\n<h2 class=\"wp-block-heading\">Cu\u00e1ndo revisar tu plan monetario  <\/h2>\n\n<p>Buen momento para revisar tu plan de dinero:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Antes de que el beb\u00e9 llegue a casa  <\/li>\n\n\n\n<li>Cuando vuelvas al trabajo  <\/li>\n\n\n\n<li>Cada pocos meses, a medida que el beb\u00e9 crece  <\/li>\n\n\n\n<li>Cuando ocurren grandes cosas (nuevo trabajo, mudanza)  <\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\">Pasos sencillos para controlar tu dinero  <\/h2>\n\n<h3 class=\"wp-block-heading\">1. \u00bfQu\u00e9 quieres?  <\/h3>\n\n<ul class=\"wp-block-list\">\n<li>\u00bfDinero para la escuela del beb\u00e9 m\u00e1s adelante?  <\/li>\n\n\n\n<li>\u00bfUn hogar m\u00e1s grande alg\u00fan d\u00eda?  <\/li>\n\n\n\n<li>\u00bfTiempo libre en el trabajo para estar con el beb\u00e9?  <\/li>\n<\/ul>\n\n<p>\u00a1Escribe lo que importa a tu familia!<\/p>\n\n<h3 class=\"wp-block-heading\">2. Cuenta tu dinero ahora  <\/h3>\n\n<ul class=\"wp-block-list\">\n<li>\u00bfCu\u00e1nto ingresas cada mes?  <\/li>\n\n\n\n<li>\u00bfCu\u00e1nto se destina a facturas?  <\/li>\n\n\n\n<li>\u00bfTienes dinero para emergencias?  <\/li>\n<\/ul>\n\n<p>La Academia Americana de Pediatr\u00eda dice que las familias deben ahorrar dinero para visitas sorpresa al m\u00e9dico o para arreglos del coche. (AAP, 2024) <\/p>\n\n<h3 class=\"wp-block-heading\">3. Haz un presupuesto para el beb\u00e9  <\/h3>\n\n<ul class=\"wp-block-list\">\n<li>Los pa\u00f1ales cuestan entre 70 y 80 d\u00f3lares al mes.  <\/li>\n\n\n\n<li>La comida del beb\u00e9 a\u00f1ade entre 60 y 100 $ al mes  <\/li>\n\n\n\n<li>Las visitas al m\u00e9dico tambi\u00e9n tienen costes  <\/li>\n<\/ul>\n\n<p>\u00abLos padres primerizos a menudo no saben cu\u00e1nto cuestan realmente los art\u00edculos para el beb\u00e9\u00bb, dice el Sr. James Wilson, de New Parent Money Guide. (Wilson, 2024) <\/p>\n\n<h3 class=\"wp-block-heading\">4. Ahorra para cosas importantes  <\/h3>\n\n<ul class=\"wp-block-list\">\n<li>Crea un peque\u00f1o fondo para la universidad si puedes  <\/li>\n\n\n\n<li>Ahorra 10 $ cada semana para las necesidades del beb\u00e9  <\/li>\n\n\n\n<li>Guarda algo de dinero para gastos sorpresa  <\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\">5. Mira tus redes de seguridad  <\/h3>\n\n<ul class=\"wp-block-list\">\n<li>\u00bfTienes un buen seguro m\u00e9dico?  <\/li>\n\n\n\n<li>\u00bfEs seguro tu trabajo si el beb\u00e9 enferma?  <\/li>\n\n\n\n<li>\u00bfNecesitas un seguro de vida ahora?  <\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\">Arregla tu plan cuando sea necesario  <\/h2>\n\n<p>Cosas que significan que debes cambiar de plan:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>El beb\u00e9 tiene necesidades especiales  <\/li>\n\n\n\n<li>Tu trabajo cambia  <\/li>\n\n\n\n<li>Quieres otro beb\u00e9  <\/li>\n\n\n\n<li>Necesitas una casa m\u00e1s grande  <\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\">\u00a1Pide ayuda!  <\/h2>\n\n<p>Mucha gente puede ayudar con cuestiones de dinero:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Tu banco tiene ayudantes gratuitos  <\/li>\n\n\n\n<li>El programa WIC puede ayudar con los gastos de alimentaci\u00f3n  <\/li>\n\n\n\n<li>Los ayudantes fiscales pueden encontrar el dinero que te devuelven por tener un beb\u00e9  <\/li>\n\n\n\n<li>Llama a la L\u00ednea de Ayuda 211 de United Way para obtener ayuda econ\u00f3mica y resolver cualquier duda que puedas tener; \u00a1te proporcionar\u00e1n recursos gratuitos!<\/li>\n<\/ul>\n\n<p>La Oficina de Protecci\u00f3n Financiera del Consumidor tiene gu\u00edas gratuitas sobre el dinero para los nuevos padres. (CFPB, 2023) <\/p>\n\n<h2 class=\"wp-block-heading\">\u00a1Recu\u00e9rdalo!  <\/h2>\n\n<p>\u00a1Tener un beb\u00e9 es incre\u00edble! Tu dinero cambiar\u00e1, pero con un buen plan, \u00a1podr\u00e1s cuidar de tu peque\u00f1o y seguir alcanzando tus sue\u00f1os!   <\/p>\n\n<h2 class=\"wp-block-heading\">Referencias<\/h2>\n\n<ul class=\"wp-block-list\">\n<li>Academia Americana de Pediatr\u00eda (AAP). (2024). Planificaci\u00f3n financiera para familias.<\/li>\n\n\n\n<li>Oficina de Protecci\u00f3n Financiera del Consumidor (CFPB). (2023). Gu\u00eda econ\u00f3mica para padres primerizos.<\/li>\n\n\n\n<li>Parker, E. (2023). Finanzas familiares: Nueva Edici\u00f3n para Padres. <\/li>\n\n\n\n<li>Wilson, J. (2024). Gu\u00eda del dinero para nuevos padres. <\/li>\n<\/ul>\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ser padre lo cambia todo, \u00a1incluido tu dinero! Aprendamos a ver tus planes monetarios ahora que tienes un peque\u00f1o. Tu [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[57,48,83],"tags":[89,56,81],"class_list":["post-4704","post","type-post","status-publish","format-standard","hentry","category-bienestar-parental","category-consejos-para-una-crianza-positiva","category-otros","tag-0-3","tag-3-6-meses-es","tag-postnatal"],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"gform-image-choice-sm":false,"gform-image-choice-md":false,"gform-image-choice-lg":false},"uagb_author_info":{"display_name":"Latasha Griffith","author_link":"https:\/\/growingtogetherwestchester.org\/es\/author\/lgriffith\/"},"uagb_comment_info":0,"uagb_excerpt":"Ser padre lo cambia todo, \u00a1incluido tu dinero! Aprendamos a ver tus planes monetarios ahora que tienes un peque\u00f1o. Tu [&hellip;]","_links":{"self":[{"href":"https:\/\/growingtogetherwestchester.org\/es\/wp-json\/wp\/v2\/posts\/4704","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/growingtogetherwestchester.org\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/growingtogetherwestchester.org\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/growingtogetherwestchester.org\/es\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/growingtogetherwestchester.org\/es\/wp-json\/wp\/v2\/comments?post=4704"}],"version-history":[{"count":1,"href":"https:\/\/growingtogetherwestchester.org\/es\/wp-json\/wp\/v2\/posts\/4704\/revisions"}],"predecessor-version":[{"id":4706,"href":"https:\/\/growingtogetherwestchester.org\/es\/wp-json\/wp\/v2\/posts\/4704\/revisions\/4706"}],"wp:attachment":[{"href":"https:\/\/growingtogetherwestchester.org\/es\/wp-json\/wp\/v2\/media?parent=4704"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/growingtogetherwestchester.org\/es\/wp-json\/wp\/v2\/categories?post=4704"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/growingtogetherwestchester.org\/es\/wp-json\/wp\/v2\/tags?post=4704"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}